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Income Tax Calculator South Africa (2026/27 and 2025/26)

Short answer: South African income tax is worked out on your taxable income using the SARS brackets, then reduced by the rebates for your age and the medical scheme fees credit. The calculator below does this for 2026/27 (the 2027 tax year) and 2025/26.

Try it

Tax year Taxable income for the year (R) Age at the end of the tax year People on your medical aid (you included)

An estimate, worked out in your browser. Nothing you type is sent anywhere or saved.

How it works

Choose the tax year and type your taxable income for the year.
Add your age band and the number of people on your medical aid.
See the tax for the year, per month, and your average rate.

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Once you are set up, just say: "my tax estimate"

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Frequently asked questions

What is the tax threshold for 2026/27?

Under 65 you pay no income tax below R99 000 of taxable income a year. It is R153 250 from 65 to 74 and R171 300 from 75.

Is this the same as PAYE?

PAYE is this annual tax spread over twelve months by your employer. Your return squares the two at the end of the year.

Does it include my retirement annuity?

Subtract your deductible retirement contributions from your income before you type it in. See retirement annuity deductions.

SARS Tax Refund Calculator (South Africa)Estimate your SARS refund: your tax for the year from the SARS tables, less the PAYE on your IRP5. Works in your browser, nothing is sent.PAYE Calculator South AfricaMonthly PAYE and UIF on a salary, from the SARS tax tables for 2026/27 and 2025/26, with age rebates and the medical scheme credit.Provisional Tax Calculator (IRP6)Estimate your first IRP6 provisional tax payment: tax on your estimated taxable income for the year, halved, less PAYE already withheld.

All tools and answers

General information and estimates, not tax advice. OptiTax prepares and organises; you or your registered tax practitioner submit to SARS. Last checked 19/10/2026.