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PAYE Calculator South Africa

Short answer: Monthly PAYE is the tax on your salary for a full year, after rebates and the medical scheme credit, divided by twelve. UIF is 1% of pay up to R17 712 a month, from you and the same again from your employer.

Try it

Tax year Monthly gross salary (R) Age at the end of the tax year People on your medical aid (you included)

An estimate, worked out in your browser. Nothing you type is sent anywhere or saved.

How it works

Choose the tax year and type the monthly gross salary.
Pick the age band and the number of people on the medical aid.
See PAYE, UIF and take home pay for the month.

Do it on WhatsApp

Once you are set up, just say: "what do I owe"

Do it on WhatsApp OptiTax, from R99 a month

Frequently asked questions

Why does my payslip PAYE differ?

Employers include things like fringe benefits, retirement fund contributions and bonuses in the calculation. This calculator covers a plain monthly salary.

What is the UIF cap?

UIF is 1% each from employee and employer on pay up to R17 712 a month, so at most R177.12 each.

Can PAYE be refunded?

If more PAYE was paid than the tax you owe for the year, the difference comes back after your return is assessed. Try the tax refund calculator.

Income Tax Calculator South Africa (2026/27 and 2025/26)Work out South African income tax for a year: SARS brackets, the primary, secondary and tertiary rebates, and the medical scheme fees credit.SARS Tax Refund Calculator (South Africa)Estimate your SARS refund: your tax for the year from the SARS tables, less the PAYE on your IRP5. Works in your browser, nothing is sent.Medical Tax Credit Calculator (South Africa)Work out the SARS medical scheme fees tax credit for you and your dependants, per month and per year, for 2026/27 and 2025/26.

All tools and answers

General information and estimates, not tax advice. OptiTax prepares and organises; you or your registered tax practitioner submit to SARS. Last checked 19/10/2026.